OpenAI credits — buy or sell through AI Credit Mart
What OpenAI credits are, how they work, the different types available, and how you can buy them below retail or sell unused credits for cash through AI Credit Mart.
OpenAI credits are prepaid balances used to pay for OpenAI products — API calls for chat completions, assistants, image generation, embeddings, fine-tuning, and ChatGPT subscriptions. They work like a wallet: you add credits to your OpenAI account and they get consumed as you make API requests or use OpenAI products.
Companies and individuals get OpenAI credits in many ways: through direct purchases on the OpenAI platform, startup program grants, enterprise agreements, accelerator partnerships, or promotional offers. Credits are tied to an OpenAI organisation and typically have an expiry date or usage deadline.
The problem? AI adoption is unpredictable. Companies buy API credits in bulk to lock in capacity, startups receive grants they never fully use, and teams purchase ChatGPT Enterprise seats they don’t need. That’s where AI Credit Mart comes in — we connect sellers with unused OpenAI credits to buyers who want OpenAI access at below-retail pricing.
Credits purchased directly on the OpenAI platform. Applied to your organisation and consumed as you make API calls. The most common type — flexible across all OpenAI API products and models.
Credits tied to an OpenAI enterprise agreement — typically a volume commitment with custom pricing. When AI adoption is slower than planned, enterprise credits can go partially unused.
Paid subscriptions to ChatGPT Team or ChatGPT Enterprise. Annual plans with unused seats or remaining months can represent significant unused value.
Credits from the OpenAI Startup Fund or partner startup programs. Typically $1k–$100k in free API credits. Many startups receive these but shift to a different AI provider or don’t scale API usage as fast as expected.
OpenAI credits granted through Y Combinator, Microsoft for Startups, or other accelerator partnerships that include OpenAI access. Often time-limited and go unused when priorities shift.
Credits specifically allocated for fine-tuning custom models on your own data. Companies that purchased fine-tuning capacity but changed their approach often have unused credits to sell.
The core OpenAI API product — send prompts, get responses. Powers chatbots, content generation, code assistants, analysis tools, and thousands of other applications.
The OpenAI Assistants API for building AI agents with memory, tool use, code execution, and file handling. Credits cover all assistant interactions and tool calls.
Train custom models on your own data to get specialised outputs. Credits cover training runs, validation, and inference on fine-tuned models.
Generate text embeddings for semantic search, recommendations, classification, and RAG pipelines. One of the most cost-effective OpenAI products with high credit utilisation.
DALL·E image generation and editing via the API. Credits cover image creation, variations, and inpainting requests.
Whisper for speech-to-text transcription and TTS for text-to-speech. Credits cover audio processing, transcription minutes, and generated speech output.
Whether you have unused credits to sell or need OpenAI access at a lower price — we can help. Companies and individuals welcome.
Get OpenAI API credits at a discount from verified sellers. Chat completions, assistants, fine-tuning, embeddings, ChatGPT seats — any OpenAI product. Sourced and delivered in days.
Buy OpenAI Credits →
Have unused OpenAI credits expiring? We match you with verified buyers and help you recover real cash value. Fast, confidential, OpenAI never contacted. Companies and individuals welcome.
Sell OpenAI Credits →
We’re a broker that connects people with unused OpenAI credits to people who want cheaper OpenAI access. The process is the same whether you’re buying or selling.
Buying? Tell us which OpenAI products and how much. Selling? Tell us your credit type, balance, and expiry. Takes 30 seconds.
We search our network of verified buyers and sellers and present you with a specific offer — typically within 24 hours.
You see exactly what you’re getting or what you’ll receive. All credits are pre-verified. Nothing moves until you approve.
Transfer is structured through legitimate mechanisms. Buyers get credits in their OpenAI account. Sellers get paid. Fast and confidential.
Yes. Most OpenAI credits have an expiry date. Prepaid API credits typically expire 12 months after purchase. Startup program credits expire based on the grant terms. Enterprise commitments expire at the end of the contract period. Once expired, unused credits are lost.
OpenAI credits are non-transferable by default. However, the value can be transferred through legitimate mechanisms — organisation-level management, reseller arrangements, and managed service structures. AI Credit Mart handles this process for you.
An OpenAI subscription (like ChatGPT Plus, Team, or Enterprise) gives you access to ChatGPT features and usage limits. API credits are a separate prepaid balance used for programmatic access via the OpenAI API. They’re different products — you can have both, either, or neither.
OpenAI charges per token for API usage. Each model has a different price per input and output token. Credits are deducted automatically as you make API calls. You can set usage limits, monitor spend in the dashboard, and get alerts when credits are running low.
Log into the OpenAI platform, go to Settings → Billing, and you’ll see your available credit balance, usage history, and expiry dates. You can also monitor usage programmatically via the OpenAI API.
Yes. We work with companies and individuals alike. Whether you’re a solo developer with leftover API credits or a company with an enterprise commitment, the process is the same. Payments go to business or personal accounts.
Yes. While credits can’t be directly transferred, value can be moved through legitimate mechanisms that work within OpenAI’s framework. AI Credit Mart only uses compliant methods. No personal accounts are transferred, no ToS violations.
No. We never contact OpenAI or disclose identities. The transfer mechanisms we use are standard arrangements that don’t trigger any notifications. Your OpenAI relationship stays completely intact.
They’re gone. Expired credits cannot be recovered or extended. That’s why selling unused credits before expiry is the smart move — you recover cash value instead of losing the credits entirely.
Get matched within 24 hours. No obligation. Completely confidential.
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